Savings Gearing

St.George Margin Lending facility offers a Savings Gearing plan that makes it easy to establish and maintain a long-term savings and investment strategy.

Using your existing investment portfolio or cash as security, you can make regular investments every month with loan advances from your borrowed funds. You can also supplement your monthly investment with contributions of your own.

Savings Gearing is ideal if you want to:

smooth out the 'highs and lows' of market movements
'drip feed' your investment funds over time
avoid the pressures of trying to 'time the market'
build a geared investment portfolio

Savings Gearing - Getting Started

Existing Customers

Read the Terms and Conditions (PDF, 22KB) for Savings Gearing
Complete the Savings Gearing Application (PDF, 126KB)
Complete the Managed Fund Standard Transfer Form (PDF, 429KB) if you wish to use your existing managed fund investments as part of your savings gearing strategy
Return your completed forms to St.George Margin Lending

New Customers

Read and understand the Terms and Conditions for both St.George Margin Lending and Savings Gearing
Complete and return the following to St.George Margin Lending:
- St.George Margin Lending Application Form (PDF, 669 KB)
- Savings Gearing Application Form (PDF, 126KB)
- Third Party Security Provider (PDF, 320KB) (if applicable)

To view the PDF file(s) you will need to have the Adobe Acrobat Reader installed on your computer.