Equipment Finance

Finance for all your automotive and equipment needs

When you need business vehicles and equipment, you don’t want to use up your valuable working capital. Let St.George Automotive and Equipment Finance provide full finance for your commercial vehicles, office furniture and fit out, machinery, equipment and more. We provide you with flexible capital you can call on any time, so you don’t have to lock your business funds in depreciating assets.

• Competitive finance options
• Tailor your finance to suit your individual business needs
• Optimise your budgeting and cash flow

Under a Finance Lease agreement, you lease the vehicle, plant or equipment for a fixed time with tailored repayments. At the end of the lease term you can choose to upgrade to a new vehicle, plant or equipment or to refinance the existing one.

With a Novated Lease, your employee leases a vehicle or equipment as part of their salary package. You can use this to offer attractive salary packages to secure the best talent. As the employer, you are responsible for the upkeep and maintenance for the leased vehicle and you pay the monthly lease rental directly to St.George Finance.

With a Commercial Hire Purchase, you can take ownership of the vehicle, plant or equipment at the end of the lease. You can borrow up to 100% of the purchase price, or less if you wish to pay a deposit up front.

A Chattel Mortgage is a fixed interest rate loan supported by a mortgage over the vehicle, plant or equipment. This means you can purchase the goods you need and use them immediately without losing your working capital.

Rental can be a versatile option for computer and office equipment that has a short lifespan due to high obsolescence. St.George can help your business acquire new technology by Equipment Rental. Your rental plan is easy to manage and can handle all of your technology needs.

When you have more than one vehicle, plant or equipment to manage, a Fully Maintained Operating Lease combines your fleet management and lease operating expenses in a single easy to maintain package. You pay a single monthly rental payment.

If you intend to use your new vehicle mostly for personal rather than business purposes, you may choose Consumer Finance to purchase your vehicle. With on the spot approval it’s a convenient and affordable way to purchase your new vehicle today.