Things you should know:
St.George's normal lending criteria apply. Fees and charges apply. Before making a decision, it's best to read the terms and conditions.
2. Subject to system availability and St. George lending criteria. Approval may take longer if application is referred for further review
3. If your personal loan is repaid before the end of the loan term, a Personal Loan Discharge Processing fee applies. The fee is $150 if loan is repaid within the first 12 months of the loan term or $100 if the loan is repaid after the first 12 months and before the end of the loan term.
4. Other fees and charges may apply.
5. The results of this calculator are for general information only and are based on the information you have provided. The repayment amount provided by this calculator is an estimate only and does not constitute a quote or loan offer. The repayment figure is based on a fixed interest rate of p.a. (p.a* comparison rate) and includes $195 establishment fee and $9 monthly administration fee. Repayment figure excludes government fees such as stamp duty, search fees, fee for registration of security interest with the Personal Property Securities Register, compulsory third party insurance or any other disbursements, wherever these are applicable.
*The comparison rate is based on a 5 year secured car loan for a loan amount of $30,000. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
St.George Protect Motor Vehicle Insurance is issued by CGU Insurance Limited ABN 27 004 478 371 AFS Licence No. 238291 and distributed by St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 and Australian Credit Licence 233 714 (Bank). This information does not take into account your personal objectives, financial situation or needs. This policy is not an investment in nor deposit with the Bank and neither the Bank nor any other member of the Westpac Group guarantees this insurance. This insurance is subject to conditions, limits and exclusions on cover, which are explained in the Product Disclosure Statement and policy wording (PDS). Before making a decision about this insurance, you should consider the PDS and whether it is appropriate for you. Obtain a copy of the PDS by calling 1800 302 022.
St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.