Unsecured Personal Overdraft

• A variable interest rate of  p.a.

• There is no set repayment term and no expiry date. 
• The amount outstanding is payable on demand

• Credit limits from $500 up to $20,000

• It usually takes less than 15 minutes to complete your application
• Submit and you will receive a response within 60 seconds.

• There is no regular minimum repayment or fixed repayment amount
• The amount outstanding is payable on demand if requested.

• Your credit limit is linked to your St.George Complete Freedom or Express Freedom transaction accounts.

• Track and manage your loan repayments using Internet Banking
• Go green - switch to eStatements instead of paper statements. You can also view, print and save at least 2 years of statements online

• Find the loan that’s right for you. Compare personal loans with our comparison table.

• Apply now. It takes less than 15 minutes.

Apply over the phone. Call us on 13 33 30 say “New Personal Loan” when prompted.

Find your nearest branch

• You don’t have to be an existing St.George customer to apply online
• You will need to also apply for a St.George Complete Freedom or Express Freedom as part of your application

• Your driver license number for identification
• Your current employer’s names, address and main switchboard number
• Information on weekly after-tax income for each applicant
• Details of your assets, your savings and investments
• The limits of your credit, store cards, etc.
• Details of your other expenses
• One personal reference including their name, address and contact phone number
• If you are self-employed, you will need to provide your recent tax information