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Platinum Visa® Card

A platinum credit card with a low annual fee, a range of complimentary insurance covers1 and personal concierge service.

Platinum Credit Card
  • A great value Platinum credit card with premium extras
  • A low annual fee, currently $89
  • A range of complimentary insurance covers1
  • Visa® Platinum Concierge, call 1800 639 607
  • p.a. for up to 6 months on balance transfers requested at card application2
Apply Now

Competitive variable interest rates

  •  p.a. on purchases with up to 55 days interest free3
  •  p.a. on cash advances

 

Interest free period

  • Up to 55 days interest free on purchases when you pay the closing balance of your statement in full by the due date.

Promotional balance transfer rate

  • 3.99% p.a. for up to 6 months on balance transfers requested at card application2

 

Greater peace of mind for you and your family

  • Complimentary insurance covers1:
    • Overseas travel insurance1 for trips up to 3 months for you and your family. The cover includes medical expenses, unexpected trip cancellation and rental vehicle excess
    • Domestic flight inconvenience insurance1 for you and your family on an interstate Australian holiday of up to 14 days for delays and includes cover for rental car excess and loss or damage to personal items as stated in the policy
    • Transit accident insurance1 in the event of accidental death or injury when travelling by plane, bus, train or ferry outside Australia.

A shopping companion

  • Complimentary insurance covers1:
    • Purchase cover insurance1 provides 3 month cover against theft, loss or damage on selected new purchases
    • Extended warranty insurance1 gives you up to 12 additional months on the manufacturer's expressed Australian warranty
    • Price guarantee cover1 on eligible purchases. Claim the difference back if you find it cheaper within 21 days from purchase as stated in the policy.

Time poor?

Additional cardholders

  • 3 additional cardholders at no extra cost.

24/7 Falcon® Fraud monitoring

  • Detection of suspicious purchase transactions
  • Find out more about fraud protection and what to do when you suspect fraud

Secure shopping

  • Shop online with Verified by Visa® knowing your internet purchases and payments are safer and more secure.

Platinum benefits

As a St.George Platinum cardholder, you receive a range of complimentary insurance covers1 that include:

Travel
Greater peace of mind overseas Complimentary overseas travel insurance cover1
Protect you and your family for trips up to 3 months when you pay for your return tickets prior to leaving Australia using your Platinum Card. This includes covers as set out in the policy:
  • Unlimited medical expenses cover
  • Up to $15,000 per person for loss or damage to personal items as set out in the policy – up to $500 for loss or damaged travel documents
  • Unlimited cover for unexpected cancellation of travel arrangement caused by an event as specified in the policy. Limits apply for travel agent’s cancellation fees.
  • Travel delay cover up to $475 per person for meal and accommodation cost after a 6 hour delay
  • Up to $2,750 rental vehicle excess cover as set out in the policy
  • Up to $2.5 million for personal legal liability cover.
Transit accident cover    Complimentary transit accident insurance cover1
Up to $1,250,000 insurance in the event of accidental death or certain injury while travelling on a plane, train, bus or ferry outside Australia, when prior to taking the trip, you have purchased the tickets using your Platinum Card as set out in the policy.
Purchasing
Cheaper price? Complimentary price guarantee cover1
If you find a cheaper price on most new personal items purchased with your Platinum Card, you can claim back the price difference up to $300 provided the following conditions as set out in the policy are met:
  • Claim is made within 21 days of the purchase
  • Cheaper same item available within 25kms from the point of purchase
  • Price difference is greater than $75.
Protection on new purchases Complimentary purchase cover insurance1
With most new personal items you purchase in Australia and overseas using your Platinum Card you are covered against theft, loss or accidental damage for 3 months as set out in policy.   
Extended warranty Complimentary extended warranty insurance1
Up to 12 months automatic extension on the manufacturer’s expressed Australia warranty for most new personal items purchased using your Platinum Card as set out in the policy.
Personal Concierge
Time poor?

 

Interest rates - variable
  •  p.a. on purchases
  •  p.a. on cash advances.
Promotional balance transfer rate
  • p.a. on balance transfers for up to 6 months from when your account is opened2
Annual fee 
  • Currently $89.
International Visa® Transaction
  • 3% of the amount of each foreign currency transaction (including, without limitation, ATM transactions) by use of a Visa Card issued on your credit card account.
Cash Advance Fee 
  • 2% of each cash amount (cash advance amount) withdrawn or advanced on, and all transfers (including, without limitation,  transfers by Internet Banking or Phone Banking), from your credit card account with a minimum of $2.50.
Late Payment Fee 
  • $9.00 applied for each late or missed payment.
Card Replacement Fees 
  • $15.00 per card within Australia
  • $52.50 per card outside of Australia
  • $45.00 per Emergency/Urgent Replacement Card.
Overlimit Fee 
  • $9.00 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account.
Automatic Payment Dishonour Fee 
  • $9.00 applied for each dishonoured payment under the automatic payment plan.
Statement Copy Fee
  • $4.50 for requests via Phone Banking or Internet Banking
  • $7.50 for all other requests.
Other fees and charges

Fees and rates are subject to change

Apply online

Apply now. It just takes 10 minutes!

Call us

1300 784 934

Visit a branch

Find your nearest branch.

Print an application

Print and complete the St.George Credit Card Application.

Important information

Conditions, fees and credit criteria apply.

View the terms and conditions:

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this information, please consider if it's right for you.

1These insurance covers are issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507. These benefits are provided to cardholders as complimentary benefits and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. No Westpac Group company has any liability in connection with the insurance policies. Please refer to the Gold and Platinum Credit Card Insurance Conditions of Use for a full explanation of cover and exclusions.

2The balance transfer rate is available to you when you apply for a new St.George credit card and request at application to transfer a balance from Australian issued credit or store cards other than St.George credit cards. Subsequent balance transfers that are requested after the balance transfer period above, will be charged at the standard variable purchase rate. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. After the stated special promotion period any outstanding balance transfer amount will attract your card's standard variable purchase rate. You can apply to transfer $200 or more, up to 95% of your new St.George credit card available limit.

Visa is a registered trademark of Visa Worldwide PTe Limited. Falcon® is a registered trademark of Fair Isaac Corporation.