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Transaction Account FAQs

Concession Account

A low cost, easy-to-use transaction account for Concession Card holders

  • $0 monthly account service fee
  • 8 free everyday banking withdrawals, including 3 staff assisted or Bank@Post withdrawals1
  • Bank in person at St.George branches, at ATMs, and with Internet and Phone Banking – we can show you how at any branch!
How to apply

For concession card holders

Easy access

Free everyday transactions

  • 8 free everyday banking withdrawals, including 3 staff assisted or Bank@Post withdrawals1

 

Internet and Phone Banking

  • Internet and Phone banking transactions are free for everyday banking, but will be counted towards your 8 free monthly transaction limit.

No account service fee

  • $0

Compare accounts

Concession Account fees
Monthly account service fee Free
Free everyday banking transactions each month 8, including 3 at any branch
Transaction fees for everyday banking
(payable per transaction after monthly fee-free allowance is exceeded)
Internet Banking Free1
Phone Banking Free1
Branch staff assisted $2.50
Bank@Post $2.50
Electronic agency $0.60
St.George / Westpac / BankSA ATMs $0.60
EFTPOS $0.60
Other transaction fees (Free monthly withdrawal allowances do not apply to these fees)
Direct Debit $0.20
Periodical Payment $4.00#
Overseas Cash Withdrawal (including overseas ATM withdrawal) $5.00
St.George / BankSA ATM Mini transaction history request $0.20
Frequent Statement (per month) $2.00
Foreign Currency Conversion 3.0%
Collection item Free

# The Periodical payment fee is payable for a transfer of funds that we make on a regular basis at your request from your Account to another specific account. The fee is charged at the time the transaction occurs. Periodical payments to another account held with St.George or BankSA are free.

 

Low-cost easy banking

Our Concession Account is designed especially for people who hold Concession Cards. It’s an easy, affordable way to bank.

Easy access to your bank account
At any St.George branch
  • Enjoy personal service from our helpful staff at any St.George branch
  • Up to 3 withdrawals each month can be made free at any St.George branch.
 Plus online, over the phone, at ATMs and more!
Need help getting started with new ways to bank? We’re here!
Just ask at any branch or call us on 13 33 30 for help with:

Keeping track of your Concession Account is easy!

Paper Statements Posted to you every 6 months
Internet Banking View your account online anytime with Internet Banking2
Mini transaction history Available at any St.George ATM
eStatements View, print and save up to 2 years of statements online when you choose eStatements
Yearly interest summary View and print your Financial Year interest summary with Internet Banking

Are you eligible for a Concession Account?

To be eligible, you must hold one of these cards:

  • Commonwealth Government Health Concession Card
  • Senior’s Card.

When you apply at any St.George branch, you’ll need to bring your card with you.

Need more information about Concession Cards?

Visit the Australian Government Centrelink website

Call us

13 33 30 and say “New account” when prompted

Visit a branch

Apply at your nearest branch

What you'll need

Tips

Important information

Conditions and fees apply.

Before making a decision, it’s best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it’s right for you. If you need help, call 13 33 30.

BPAY® - BPAY® Registered to BPAY Pty Ltd ABN 69 079 137 518.

1Internet and phone banking are free but will count towards your monthly fee-free transactions.
2Subject to systems availability