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Farm Insurance

Protect your farming needs with a tailored farm insurance policy

  • Protect your farm property, machinery, hay, grain, livestock, liability and more by tailoring an insurance package that caters to your specific farming needs


Tailor to suit your farm

Choose from 10 options to tailor your insurance to suit your unique farming needs:

  • Domestic home and contents
  • Farm property (destruction, loss or damage)
  • Farm machinery and working dogs (destruction, loss or damage)
  • Theft or attempted theft of farm property including contents, specified farm machinery and other specified items
  • Hay, grain, livestock, fencing and trees
  • Loss of agistment income and farm continuation expenses
  • Farm liability     
  • Machinery breakdown
  • Personal income (for primary producers)
  • Road transit

Hobby farm options

  • Cover available for leisure and hobby farms under 20 hectares that generate less than $20,000 turnover each year

Additional policy options

In addition to farm insurance, the following specialised policies are available:

  • Farm motor insurance
  • Livestock insurance

Which cover does my farm need?

Tailor your farm insurance by choosing a combination from up to 10 individual cover options. Even if you're not a full time primary producer, you can choose the right cover for your needs.

Home and contents
  • Protect your home, contents or both from loss or damage from fire, lightning, earthquake, malicious damage or theft
Farm property
  • Cover your farm building, contents or both plus improvements such as windmills, free-standing silos and underground utilities
  • Choose from current value or replacement cost
Machinery and working dogs
  • Protect your machinery, motorcycles, trailers or working dogs
Theft
  • Cover your farm property including contents, specified farm machinery and other specified items for theft or attempted theft
Hay, grain, livestock, fencing and farm trees
  • Protect livestock against injury, veterinary costs, theft and disposal
  • Cover the costs of replacing, demolishing and removing damaged fencing
  • Cover hay and grain stored for feed or sale, and trees used for windbreaks, shade or preventing erosion
Business interruption
  • Protect your business continuity with cover for extra costs to maintain and keep it running following damage
Business liability
  • Cover injury to others or damage to their property
Machinery breakdown
  • Cover electrical, electronic or mechanical machinery breakdown
Personal income
  • Protect any loss of income if you become ill or injured and aren't able to work, or if you die
Road transit
  • For on-road travel, protect livestock, produce, general farm goods and machinery against damage by fire, flood and collision

For 24 hours a day, 7 days a week claims lodgment, call 1300 657 119 for NSW, ACT and WA, or call 1300 735 491 if you’re in Queensland.

If you need to make a claim

  • Contact us as soon as possible after the incident or loss
  • Take all reasonable steps to prevent any further loss or damage from occurring
  • Call the police if your property is lost, stolen, damaged or vandalised and get a written report
  • Keep the property that has been damaged as we may need to inspect it
  • Obtain as many details as possible on the event, witnesses or vehicle involved
  • Gather evidence and medical information to support your claim such as medical certificates and reports.

You may need to provide us with this information when making a claim.

Call us on 1300 781 605 Monday to Saturday 8am-8pm (Sydney Time) or speak to your business banker

Visit a branch

Contact us online to get a quote

How to apply

 

Important information

The advice on this website is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). Before acting on this advice and making a decision about Farm Insurance, you should consider the appropriateness of the advice, and the current Product Disclosure Statement and policy wording (PDS) having regard to your personal circumstances.

Farm Insurance is issued by CGU Insurance Limited ABN 27 004 478 371 AFSL 238291 (CGU). St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 (St.George) refers customers to CGU for Farm Insurance. In referring customers to CGU for this insurance, St.George acts under Westpac Banking Corporation’s Australian Financial Services Licence and under an agreement with CGU. The policies are not an investment in or deposit with Westpac Banking Corporation (the Bank). Neither the Bank, St.George nor any member of the Westpac Group guarantees the insurance benefits under the policies, or has any liability in connection with the policy or this information. .