Fixed Term Deposit
Get what you expect on your savings with a Fixed Term Deposit
If you want the certainty of a guaranteed return at a high interest rate then a Fixed Term Deposit Account may be for you. Lock away your savings so you won’t be tempted to use them and relax knowing exactly how much your return will be, over a term that suits you.
Earn a special rate of 5.45% for 2 months for balances between $20,000 and $5,000,000
Earn highly competitive interest rates, maximising your investment returns
Choose a term to suit your needs from 1 month to 5 years
Enjoy the security of a guaranteed rate of return for the term of your investment
Also available to business and DIY Super customers
St.George deposit products are covered by the Australian Government Deposit Guarantee***
Features
Key features
- Competitive interest rates with a guaranteed rate of return
- Minimum opening balance of $1,000
- Term length between 1 month and 5 years
Interest rates
- Calculated daily on the full balance of your account
- Interest payments vary according to the term
Statements
- No statement issued. A Confirmation Certificate is issued each time an account is opened, matures or is renewed.
Access
Account access
- Withdraw the balance of your account when the term of the account ends or during the term account#
- View term details 24/7 on Internet and Phone Banking*
Fixed Term Deposit special offer
Earn 5.45% p.a.
- For 2 months for balances between $20,000 and $5,000,000
- Rate is current as at 19 December 2008 and is subject to change
- A minimum balance of $20,000 applies
- Interest is paid at maturity
- Charges may apply
- Visit your nearest branch or call 1300 654 159
How to apply
Call us
- Apply for a Fixed Term Deposit over the phone on 13 33 30, 8am - 9pm (AEST), 7 days a week
Visit a branch
Important information
Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and ensure the product is appropriate. The governing Terms and Conditions documents for Fixed Term Accounts includes the Fixed Term Accounts Term Deposits Terms and Conditions & General Information, and Fixed Term Accounts interest rates. The Terms and Conditions are important and we encourage you to view, save and/or print this document. If you would like a paper copy of the document, please visit your local branch or request one by post. St.George issues the products on this website.
Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.
# The interest rate is reduced if you access your balance during the term of the account.
* Subject to systems availability and maintenance.
*** Conditions Apply