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Freedom Account
Flexible, everyday banking that can also be fee-free
With the flexibility to decide how you want to bank, the Freedom Account allows you to avoid the monthly account service fee by keeping a minimum balance in your account. You also have the option of adding a Maestro/Cirrus ATM Card and chequebook to your account.
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10 fee-free transactions per month
No monthly account service fee when you maintain a minimum monthly balance of $3,000
Unlimited everyday transactions when you maintain a minimum monthly balance of $5,000
- Maestro/Cirrus ATM Card
- Chequebook available upon request
- Overdraft facility available upon application^
- SMS and Email Alerts#
- Issued 6 monthly
- Mini-transaction history available at any St.George ATM*
- View transactions online with Internet Banking at any time
- Calculated daily, paid quarterly
- Interest offset available upon request
- Instant and unlimited access to your funds via St.George Branches, ATMs, Cheques, EFTPOS, Internet and Phone Banking, BPAY® and Bank@Post™
- Convenient and secure 24/7 access to Internet and Phone Banking**
- Automate deposits and payments with direct credits (for salary or investment income)
- Automate payments with direct debits (for regular bills)
- No monthly account service fee when you maintain a minimum monthly balance of $3,000
- $7 monthly account service fee for all accounts with a minimum monthly balance under $3,000
- No account service fee and no St.George ATM, EFTPOS, cheque or over-the-counter withdrawal fees if your monthly home loan repayment (other than a Portfolio Loan) is automatically deducted from your Freedom Account
- No fees on St.George ATMs, branches, Internet and Phone Banking and EFTPOS provided you maintain a minimum monthly balance of $5000##
- Apply for the Freedom Account over the phone on 13 33 30, 8am - 9pm (AEST), 7 days a week
Important information
Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and ensure the product is appropriate. The governing Terms and Conditions documents for Transaction Accounts includes the Transaction, Savings & Investment Accounts Banking Services Terms and Conditions & General Information, Transaction, Savings & Investment Accounts - Fees & Charges and How to Minimise Them and interest rates for NSW, ACT, SA & NT, interest rates for VIC, QLD, WA & TAS. The Terms and Conditions are important and we encourage you to view, save and/or print this document. If you would like a paper copy of the document, please visit your local branch or request one by post. St.George issues the products on this website.
Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.
ˆ Subject to lending criteria.
# Fees apply to SMS alerts and Email Alerts are free.
* Charged per transaction regardless of transaction allowance.
** Subject to systems availability and maintenance.
*** Conditions Apply
## Transaction fees apply for using non-St.George ATMs. Other transaction fees and charges for special services apply.
Daily transaction limits apply.
