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Complete Freedom Student Account

A fee–free everyday bank account for students and apprentices

As a full-time student or apprentice, we know you have more important things to spend your money on than account service fees. That’s why the Complete Freedom Student Account offers you flexible, affordable banking. You can get cash, pay bills and track your spending – all without paying a monthly fee. And with a Visa Debit Card (available if you’re 18 years or older), you can shop online, over the phone or overseas with your own money.

  • Access your money when you want with unlimited free transactions at St.George ATMs, EFTPOS, branches and Internet and Phone Banking
  • Bank purely with St.George and pay no fees at all
St.George deposit products are covered by the Australian Government Deposit Guarantee***
Features
Key features
  • Unlimited St.George ATM, branch, direct debit, EFTPOS, and Internet and Phone Banking#
  • No monthly account service fee
  • Shop securely with your own money, online, at home or overseas wherever Visa is accepted with your Visa Debit Card (if you are 18 years or older)
  • No minimum monthly balance required
Statements
  • Issued quarterly, or monthly if a Visa Debit Card is issued on your account
  • Mini transaction history available at any St.George ATM*
  • View transactions online with Internet Banking at any time
Access
Account access
  • Instant and unlimited access to your funds via St.George Branches, ATMs, EFTPOS, Internet and Phone Banking, BPAY and Bank@Post™
  • Convenient and secure 24/7 access to Internet and Phone Banking^
  • Automate deposits and payments with direct credits (for Youth Allowance or Austudy payments)
  • Automate payments with direct debits (for regular bills)
Fees
Account service fee
  • No monthly account service fee
Transaction fees
  • No fees for everyday banking transactions when you use St.George ATMs, EFTPOS, branches, Internet and Phone Banking
How to apply
Call us
  • Apply over the phone for the Complete Freedom Student Account on 13 33 30, 8am - 9pm (AEST), 7 days a week
Visit a branch
Requirements
  • Please bring along one of the following documents to your nearest branch:
  • Students
    • Student Identification Card
    • Public Transport Student Concession Card
    • A letter from your educational institution (on letterhead) confirming your full-time student status
  • Apprentices
    • Please provide a copy of the letter from your State Training Authority confirming registration of your Apprenticeship. This letter may be called an Approval, Confirmation or Registration Letter (depending on state) and will include details such as your registration number, training contract ID and expected completion date.
  • Information you’ll need to complete your application

Important information

Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and ensure the product is appropriate. The governing Terms and Conditions documents for Transaction Accounts includes the Transaction, Savings & Investment Accounts Banking Services Terms and Conditions & General Information, Transaction, Savings & Investment Accounts - Fees & Charges and How to Minimise Them and interest rates for NSW, ACT, SA & NT, interest rates for VIC, QLD, WA & TAS. The Terms and Conditions are important and we encourage you to view, save and/or print this document. If you would like a paper copy of the document, please visit your local branch or request one by post. St.George issues the products on this website.

Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.

# Transaction fees apply for using non-St.George ATMs. Other transaction fees and charges for special services apply. Daily transaction limits apply.
* Charged per transaction regardless of transaction allowance.
ˆ Subject to systems availability and maintenance.
*** Conditions Apply

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